In March 2020, the Supreme Court published a ruling confirming the usury of Revolving Cards, agreeing with users who had acquired a perpetual debt with various financial entities.
This payment method does not refer to a simple credit card, since the consumer does not pay the next month for the purchases they have made. Instead, it splits small payments into very small installments, extending debt repayment for months, or even years.
The problem lies in the fact that the entities have been carrying out this operation in order to establish interest rates of up to 27%, turning a small purchase into a significant debt and, in addition, linking the consumer to it for a long period of time. .
At JURAND Abogados we put at your disposal our team of experts in Banking Law to calculate, free of charge, the debt you have acquired, to give you an idea of what you have overpaid and what you still have to pay.
After that, our specialists will be able to claim both the nullity of the credit card contract and the return of the amounts unduly charged based on the Usury Repression Law of 1908.
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